Tom Kaldunski

Tom Kaldunski has been a commercial lines insurance agent since 2003 and before that spent more than a decade as an HVACR technician. He specializes in designing insurance programs for the HVACR industry. For additional information email"

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Heat Transfer and Insurance

Insurance is a means to transfer risk away from their balance sheets to those who are in the business of handling risk: insurance companies.

Originally published Published: 09.01.20 Author By Tom Kaldunski