Nick Sinkus is the chief underwriting officer at Hiscox USA, a leading insurer for more than 600,000 small businesses. With more than 20 years of experience in personal and commercial underwriting — ranging from small commercial to middle market — he leads all aspects of underwriting and product strategy.
Protect your HVAC business with stronger contracts. Learn five essential clauses that reduce risk, clarify responsibilities, and help prevent costly disputes.
Learn five essential contract clauses HVACR contractors should review to reduce liability, manage risk, and prevent costly project disputes.