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FINANCE

Ruth King

Ruth King is Channel Manager for HVACChannel.tv; television on the Internet for contractors. She is also President of Business Ventures Corporation. Ruth has worked in the plumbing, heating and air conditioning industry since 1987. Her work includes consulting in sales and marketing, fi nance, technical training, and operations challenges. Ruth holds an MBA in Finance from Georgia State University and Bachelor's and Master's Degrees in Chemical Engineering from Tufts University and the University of Pennsylvania, respectively. She holds a Class II (unrestricted) HVAC contractor's license in Georgia.

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9 Stupid Things Contractors Do In Slow Times

Peaks and valleys are part of business, but you can manage them for better performance.

3 Ways To eliminate Low-Productivity Habits

As The Year ends, Review Your Pricing Strategy

Determine your position in the market; then define desired profitability.

Are You Ready To Take Advantage Of Barcoding’s Benefits?

If your company already counts inventory, consider taking the next step.

Do You Have Too Much Liability Coverage?

You can right-size your policy with a thorough review and focus on safety.

For a Successful Exit, Build Value From the Start

Part 1 of 3 on how to value a business, sell your business, or buy a business.

Pulling it All Together: A Good Financial System

Over the past several months, I’ve written about the pieces that comprise a profit and loss statement and balance sheet as well as how to ensure that these financial statements are formatted correctly. A good financial system is based on both the monthly ...

Is Debt Good? Only You Can Decide

Cash-flow gain is a guideline, but borrowing is ultimately a personal decision.

Is an ESOP Your Best Exit Strategy?

It might be for profitable companies with high cash flow and skilled, engaged employees.

How to Calculate Overhead-Cost-Per-Hour By Department

Using this measure will provide a more accurate picture of profitability than when using gross margin alone.

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